NG Loan News (ngloannews.com.ng)

Effective date: September 29, 2026 | Last updated: October 29, 2026

1. Introduction

Welcome to NG Loan News. This Privacy Policy explains what personal information we collect when you visit ngloannews.com.ng (the “Website”), how we use it, who we share it with, and the choices and rights you have over your information.

We respect your privacy and handle personal data in line with the Nigeria Data Protection Act 2023 (“NDPA”) and other applicable Nigerian law. By using the Website, you acknowledge that you have read this policy. If you do not agree with it, please stop using the Website.

2. Who We Are

NG Loan News is an online information publication that reports on loan opportunities, government grants, empowerment schemes and related financial news in Nigeria. We publish articles, guides and updates for general information.

We are not a lender, bank, grant provider or government agency. We do not approve, process or disburse loans, grants or payments, and we do not collect applications on behalf of any lender or programme.

For the purposes of data protection law, NG Loan News is the data controller of personal data collected through the Website. Our contact details are in Section 17.

3. Information We Collect

3.1 Information you give us

We collect information you choose to provide, such as:

your name and email address when you contact us, subscribe to updates or submit a form;
the name, email address and content of comments you post on articles;
any information you include in messages you send to us.

3.2 Information collected automatically

When you browse the Website, our systems and our service providers may automatically collect:

your IP address and approximate location (such as city or country);
browser type, device type and operating system;
the pages you view, the time you spend on them and the links you click;
the website or search result that referred you to us.

We use this to understand how the Website is used and to keep it secure and working properly.

3.3 Information we do not want

Please do not send us sensitive information such as your BVN, NIN, bank account or card numbers, passwords, PINs or OTPs. We will never ask you for these, and nothing on this Website requires them.

4. How We Use Your Information

We use personal data to:

operate, maintain and improve the Website and its content;
respond to your messages and requests;
publish and moderate comments;
send you updates or newsletters, where you have asked to receive them;
analyse traffic and reader interests so we can publish more useful content;
display advertising and measure how well it performs, where advertising is enabled;
protect the Website against spam, fraud and abuse;
comply with legal obligations.

We do not sell your personal data.

5. Our Lawful Bases

Under the NDPA, we process personal data only where we have a lawful basis, including:

Consent, for example when you subscribe to updates or accept non-essential cookies. You can withdraw consent at any time;
Legitimate interests, for example keeping the Website secure and understanding how it is used, provided this does not override your rights;
Legal obligation, where we must keep or disclose information under the law;
Performance of a request, for example when you ask us a question and we reply.

6. Cookies and Similar Technologies

Cookies are small files stored on your device when you visit a website. We and our partners may use:

Essential cookies, which keep the Website working and secure;
Analytics cookies, which show us how readers use the Website;
Advertising cookies, which help show and measure ads, where enabled;
Functional cookies, such as remembering your comment details.

You can control or delete cookies through your browser settings. Blocking some cookies may affect how parts of the Website work. Where required, we will ask for your consent before using non-essential cookies.

7. Third-Party Services

The Website may use trusted third-party services that process data on our behalf or in their own right, including:

Analytics providers, such as Google Analytics, to measure traffic;
Advertising partners, such as Google AdSense or similar networks, where advertising is enabled. These partners may use cookies to show ads based on your visits to this and other websites;
Hosting and security providers, which store and protect the Website’s data;
Social media and embedded content, such as share buttons, videos or embedded posts, which may set their own cookies when you interact with them;
Email service providers, if we send newsletters.

These providers have their own privacy policies, and we encourage you to read them. We choose providers that commit to appropriate data protection standards.

Affiliate and sponsored links

Some articles may contain affiliate or sponsored links. If you click one and later sign up for or buy something, we may earn a commission at no extra cost to you. Sponsored or affiliate content will be disclosed where it appears.

8. Links to Other Websites

Our articles often link to official portals, government agencies, lenders and other third-party websites. We do not control those websites and are not responsible for their content or privacy practices. Please read the privacy policy of any site before you give it your personal information.

9. Protect Yourself From Loan and Grant Scams

Because we cover loans, grants and government programmes, fraudsters sometimes copy this kind of content. To protect yourself:

apply only through the official portal or office named by the lender or programme;
be cautious of anyone who asks for a fee, “registration” payment or “processing” charge to release a loan or grant;
never share your BVN, NIN, card details, PIN, password or OTP with someone you cannot verify;
if you see a website or social media account claiming to be NG Loan News and asking for money or personal details, do not respond, and tell us through our contact details below.

NG Loan News does not take payments or applications for any loan, grant or empowerment programme.

10. Who We Share Information With

We share personal data only where necessary, and only with:

service providers who help us run the Website (hosting, analytics, email, security, advertising);
professional advisers, such as lawyers or accountants, where needed;
regulators, courts, law enforcement or other authorities where the law requires or allows it;
a buyer or successor, if the Website or business is transferred, in which case this policy will continue to protect your data.

We require our service providers to protect your data and to use it only for the services they provide to us.

11. International Transfers

Some of our service providers are based outside Nigeria, so your data may be processed in other countries. Where this happens, we take reasonable steps to make sure your data is protected to a standard consistent with the NDPA, for example by working with providers that apply recognised safeguards.

12. How Long We Keep Your Information

We keep personal data only as long as needed for the purposes in this policy or as the law requires. As a general guide:

messages you send us are kept for as long as needed to deal with your request and any follow-up;
comments remain published until you ask us to remove them or we decide to remove them;
newsletter details are kept until you unsubscribe;
analytics data is kept in aggregated or anonymised form for as long as it remains useful.

When data is no longer needed, we delete or anonymise it.

13. Security

We use reasonable technical and organisational measures to protect personal data from loss, misuse and unauthorised access, including secure hosting and access controls. No method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security. If a data breach affects you and the law requires us to notify you or the Nigeria Data Protection Commission, we will do so.

14. Your Rights

Under the NDPA, you have rights over your personal data, which include the right to:

be informed about how we use your data;
access the personal data we hold about you;
correct data that is inaccurate or incomplete;
request deletion of your data, where the law allows;
restrict or object to certain processing, including direct marketing;
withdraw consent at any time, without affecting processing done before you withdrew it;
data portability, where it applies;
complain to the Nigeria Data Protection Commission (NDPC) if you believe your data has been mishandled.

To use any of these rights, contact us using the details in Section 17. We may need to verify your identity before acting on a request, and we will respond within a reasonable time and in line with the law.

To stop receiving emails from us, use the unsubscribe link in any message or contact us directly.

15. Children’s Privacy

The Website is intended for a general audience and is not directed at children under 18. We do not knowingly collect personal data from children. If you believe a child has given us personal information, please contact us and we will delete it.

16. Changes to This Policy

We may update this Privacy Policy from time to time, for example to reflect changes in the law or in how we run the Website. When we do, we will update the “Last updated” date at the top of this page. Significant changes may also be highlighted on the Website. Please check this page regularly. Continued use of the Website after an update means you accept the revised policy.

17. Contact Us

If you have questions about this Privacy Policy, or want to exercise your rights or report a concern, contact us through our CONTACT page

Website: ngloannews.com.ng

You also have the right to lodge a complaint with the Nigeria Data Protection Commission (NDPC).