1. General Information Only

All content published on ngloannews.com.ng (the “Website”) is provided for general information and news purposes only. It covers loans, grants, allowances, empowerment programmes and related financial and government news in Nigeria.

By using the Website, you agree to this Disclaimer. If you do not agree with it, please do not use the Website.

2. We Are Not a Lender, Bank or Government Agency

NG Loan News is an independent online publication. We are not a lender, bank, microfinance institution, grant provider, employer or government body, and we are not affiliated with, endorsed by, or acting on behalf of any lender, agency or programme we write about unless we clearly say so.

We do not approve, process, guarantee or disburse loans, grants, allowances or payments. We do not collect applications, registrations or fees for any loan, grant, scholarship, recruitment exercise or empowerment programme. Any decision to apply, and the outcome of your application, is between you and the relevant provider.

3. Not Financial, Legal or Tax Advice

Nothing on the Website is financial, investment, legal, tax or professional advice. Articles, calculators, examples and comparisons are meant to inform, not to recommend that you borrow, apply, invest or take any particular action.

Before you make a financial decision, read the lender’s or programme’s official terms and, where appropriate, speak to a qualified professional. Loans carry costs and risks, including interest, fees and the possibility of being unable to repay. Borrow only what you can afford to repay.

4. Accuracy and Timeliness of Information

We work to publish accurate and up-to-date information, drawing on official announcements, government statements, company websites and reputable news reports. However:

eligibility rules, amounts, deadlines, payment dates and application procedures can change without notice;
some details may be reported differently by different sources, or may not yet be officially confirmed;
we do not guarantee that any article is complete, current or error-free.

Where we can, we show a “last updated” date and state when something is unconfirmed. Always confirm important details, including eligibility, dates, fees and application steps, directly with the official source before you act.

5. No Guarantee of Approval, Payment or Outcome

Reading about a loan, grant, allowance or programme on this Website does not mean you qualify for it or will receive it. We cannot guarantee approval, payment, funding, employment, admission or any other result. Programme details, budgets and beneficiary lists are controlled by the organisations running them.

6. Beware of Scams

Fraudsters often copy genuine loan and grant news to trick people. Please protect yourself:

apply only through the official website, portal or office named by the provider;
be suspicious of anyone who asks for a fee, “registration” payment or “processing” charge to release a loan, grant or allowance;
never share your BVN, NIN, card details, PIN, password or OTP with someone you cannot verify;
verify any social media page, WhatsApp number or website that claims to represent us or a programme before you respond.

NG Loan News does not charge fees for loans or grants and will never ask you for your banking or card details. If someone uses our name to ask you for money or personal information, do not respond, and report it to us using the contact details below.

7. Third-Party Links and Content

The Website contains links to other websites, including official portals, lenders, government agencies, news outlets and advertisers. These links are provided for convenience. We do not control those websites, and we do not endorse or take responsibility for their content, products, services, security or privacy practices. If you follow a link, you do so at your own risk and should read that site’s own terms and policies.

8. Advertising, Affiliate and Sponsored Content

The Website may display advertisements and may contain affiliate links or sponsored content. If you click an affiliate link and later sign up for or buy something, we may earn a commission at no extra cost to you. We aim to disclose sponsored or affiliate content clearly. Advertising and affiliate relationships do not change our commitment to reporting information fairly, and the appearance of an advertisement or link is not an endorsement or a recommendation.

9. Comments and User Contributions

Opinions and information in reader comments belong to the people who posted them and do not represent the views of NG Loan News. We do not verify comments and are not responsible for them. We may remove comments that are misleading, abusive, spam or unlawful. Please do not post personal or sensitive information in comments.

10. Limitation of Liability

To the fullest extent permitted by law, NG Loan News, its owners, editors, writers and contributors will not be liable for any loss or damage arising from your use of, or reliance on, the Website or its content. This includes, without limitation, financial loss, missed deadlines, rejected applications, fees paid to third parties, loss of data, or damage caused by scams, viruses or unavailable services.

You use the Website and act on its information at your own risk. Nothing in this Disclaimer excludes or limits liability that cannot be excluded or limited under Nigerian law.

11. Website Availability

We try to keep the Website available and secure, but we do not guarantee uninterrupted or error-free access. We may change, suspend or remove content or features at any time without notice.

12. Corrections and Feedback

If you notice an error, outdated information or content that you believe is inaccurate, please tell us. We will review it and correct or update the article where appropriate.

13. Changes to This Disclaimer

We may update this Disclaimer from time to time. When we do, we will change the “Last updated” date at the top of this page. Your continued use of the Website after changes are posted means you accept the revised Disclaimer.

14. Governing Law

This Disclaimer is governed by the laws of the Federal Republic of Nigeria. Any dispute arising from it will be subject to the jurisdiction of the Nigerian courts.

15. Contact Us

If you have questions about this Disclaimer, want to report an error, or need to report someone impersonating us, contact us through our CONTACT page.

Website: ngloannews.com.ng

See also our Privacy Policy for how we handle personal information.